Malinga ndi Article 179 ndime "Chilamulo Katundu", ndi ngongole ndi mortgagee. Izi ndi mfundo za ubwenzi wa mortgagee ndi angongole za zakudya malamulo kuoneka bwino kokha, palibe zogwirizana kutanthauzira milandu kudziwa lamulo, kapena masikolala zogwirizana kukambirana nkhaniyi kwambiri maphunziro. Kodi mu mawonekedwe a milandu mchitidwe ndondomeko kulekana kwa umboni pakati pa mortgagee ndi angongole, ndi sikungawononge ndi mortgagee ndi udindo malamulo a angongole, izo sikungawononge umunthu wawo.

Mu ubale ina malamulo, ndi ngongole ndi udindo kwa mgwirizano waukulu ponena za wokongolayo; mortgagee ndi mawu mgwirizano, monga kuyenera mortgagor lapansi. Pamene ngongole ndi ngongole zimenezi pamaso pa ina, yomwe kuli mgwirizano, ndi mortgagee adzaoneka, analephera kubweza pa lotha wa nthawi ntchito pa zinthu ngongole pa chuma cikole ndi mortgagor mulole patsogolo amanena. Ali ndi chidwi chitetezo kwa chuma, cholinga ndi kupereka chitetezo ngongole, choncho kaya ndi ku mgwirizano waukulu kapena mapangano ndi kunenanso ndalama yomweyo zodzinenera yeniyeni, choncho nkhani ya chitetezo chabwino wogwira mgwirizano waukulu, ichi chiyenera kulandiridwa kuti angongole wotetezedwa. Kuchokera "Chilamulo Katundu" komanso mwadongosolo kutanthauzira "malamulo chitetezo" amazionera, katundu ali kubweza, ndi kubweza mgwirizano sangaonekerenso wolekana ndi mgwirizano waukulu, kutanthauza kuti ngongole ndi mortgagee adzakhala munthu yemweyo.

Komabe, kupanda ungwiro ndi malire cholinga cha malo dongosolo kubweza kulembetsa mu China, chifukwa mu Bureau of angongole ndi mortgagee sangathe synchronize kanthawi. M'madera ambiri chonse cha mortgagee amakhala zina zofunikila, monga munthu wachibadwa kapena bungwe si ndalama si kukumana zikhalidwe za osati boma kubweza ndi zina zotero. Kuitana zikusonyeza kuti lamulo kulembetsa malo zokhudzana kale sangathe kukwaniritsa zofuna vuto la zachuma, malinga ndi malamulo malo zokhudzana sali wangwiro ndi chuma ndi chitukuko zofuna za nyengo yapadera, sankalimbana nafe ndikuganiza kubweza ndi mortgagee kulekana mosiyana ndi "Chilamulo Katundu" 179 chakudya udani umenewu sanali kuswa ku kubweza katundu, kapena kubala kwa kubweza ngongole palokha, koma chifukwa cha kusintha kwa dongosolo China ndi malo kulembetsa chifukwa kulekana kwa mawonekedwe.